Back in 2013, my husband was laid off of work and we had a hard time keeping up with the mortgage. After 6-12 months, I hired a "big well known" firm that told me they handled "NOTHING BUT MODIFICATIONS DURING FORECLOSURES." They assured me they could & would get me out of foreclosure and get my loan modified. Well, for 2 years it was extreme trauma what they put me through, not returning calls, my assigned agent was changed at least 10 times during the 2 years. It was like starting over each time! I was $10,000 in the hole with them & I couldn't get a modification packet complete. I emailed the same paperwork over & over again. Finally they told me the modification was denied and there was nothing else they could do for me! They were letting me go!!!! Just like that with no back up plan, no referrals, nothing. And all my savings gone! The bank continued the foreclosure process and was talking sheriff's sale shortly. Every day was so stressful coming home looking to see if there was a notice of sheriff's sale in 4 weeks posted on my door. I started to pack up my stuff!
I contacted Len about 11/15/2015. He was so knowledgeable about what this firm did & didn't do and how I should handle it. He was never pushy about hiring him and he met me a few times for free consultation before I made the decision to retain him. He set up a payment plan that was affordable for us. Also, he handled my many frantic phone calls very delicately! He put together a plan immediately and called my bank. He had an alternate plan in place with bankruptcy, just in case the modification didn't work out if my husband didn't go back to work in time. Finally, in August 2016, my husband went back to work. The bank was at the end of the foreclosure process setting up the sheriffs sale. I cried daily! Len worked with the bank until they agreed to modify the loan! The whole time he was working with my bank he was still preparing me for the worst case scenario, bankruptcy. He had the paperwork done, all he had to do was submit to the courts, IF NEEDED.
We started the trial period in November 2016, and the bank gave me a new loan starting March 1, 2017! We were able to not do the bankruptcy and save our credit!
Len and his staff were incredible! He answered all my emails, texts & calls, even on the weekends! He kept me calm and listened to me when I needed to vent. He did all the paperwork for me. The other firm had me filling out piles of papers and searching for info & documents myself!
It was amazing to see how people skills & caring could be the factor that makes all the difference!
This is the first time in 4 years that I feel like I can take a deep breath in and just relax knowing everything is going to be O.K. And it's all thanks to Len and his staff!!!!
If you ever need legal advice call Len Boyer, he will not steer you wrong, I promise!